Aptia, a leading provider of pension administration, consultancy and actuarial services, has published a white paper examining the practicalities of collective defined contribution (CDC) pensions delivered through unconnected multi-employer schemes (UMES).

'Unconnected Multi-Employer CDC Schemes in Practice' sets out what prospective providers, trustees and employers need to know, as commercial ‘unconnected multi-employer’ CDC schemes prepare to enter the UK pensions market in 2027. 

Aptia, a leading provider of pension administration, consultancy and actuarial services, has appointed Jo Tyler as its UK Chief Operating Officer (COO). Jo joins Aptia from Mercer, where she served as Chief Operating Officer and a member of the UK Executive Leadership Team.

Aptia, a leading provider of pension administration, consultancy and actuarial services, has appointed Diane Humble as Head of Corporate Pension Consulting. 

Diane brings more than 15 years’ experience advising UK defined benefit pension sponsors and trustees on funding, de-risking and endgame strategy. She has particular expertise in supporting smaller pension schemes and has extensive experience developing and implementing liability management solutions, buy-in and buy-out strategies, and journey planning programmes. 

New research from Aptia, a leading provider of pension administration, consulting and actuarial services, has revealed that half of UK adults aged 55-70 who considering retirement within the next five years are relying on their pension provider’s website or app when making key retirement planning decisions. 

The findings come during Pensions Awareness Week, a campaign dedicated to raising awareness of the importance of retirement planning and empowering people to take greater control of their pension savings. 

Aptia, a leading provider of pension administration, consultancy and actuarial services, has appointed Russell Laver as Head of Pension Risk Transfer, further strengthening its expertise in supporting defined benefit (DB) pension schemes through their endgame journey. 

Aptia, a leading provider of pension administration, consultancy and actuarial services, has appointed John Herbert as Actuary Senior Director. The move further strengthens Aptia’s actuarial consulting expertise and its support for pension schemes navigating an increasingly complex regulatory and funding environment. 

Aptia welcomes the new regulations for unconnected multi-employer CDC pension schemes, which come into force today - a milestone that, over time, could transform retirement outcomes for millions of UK savers. 

These new regulations allow CDC arrangements to operate across multiple unconnected employers, unlocking the potential for master trust-style schemes to deliver more predictable and sustainable retirement incomes at scale.