The FCA has today published its regulatory priorities report for pensions which outlines its priorities for the pensions market in 2026. 

Commenting on the report, Malcolm Reynolds, Aptia’s UK President, said: ‘The report highlights that low consumer engagement and understanding remain major challenges for the pensions industry, so we welcome the FCA’s plans to introduce new rules on targeted support and expand the use of digital pension planning tools. These plans closely align with Aptia’s recently launched Pension Decision Service, which is designed to give consumers clearer guidance and help them make more confident, informed decisions at retirement 

‘The FCA’s commitment to supporting growth and innovation - particularly around investment in private assets - offers significant opportunities to broaden diversification while maintaining strong governance and risk controls. As an administrator, we recognise the importance of ensuring robust operational frameworks as investment strategies evolve. 

‘We are pleased to see the FCA’s focus on modernising legacy systems and processes which is an area where many savers still experience friction - from outdated products to difficulties in being contacted or accessing information. These are long standing issues that our industry has grappled with, and so we welcome the FCA’s intention to collaborate with firms to address them. 

‘As a leading provider of pensions administration, we welcome to opportunity to continue to work constructively with the FCA, policyholders and the wider sector to ensure these reforms are implemented effectively. We believe they represent a meaningful step towards a more modern, transparent, and consumer focussed pensions system - one that delivers confidence, clarity, and long term value for millions of consumers.’ 

NOTES TO EDITORS 

• Founded to shape the future of pensions, health, and insurance solutions, Aptia is a leading UK pensions administrator and US employee benefits administrator dedicated to simplifying complexity for businesses and individuals. It brings together cutting-edge technology and deep industry expertise to help organisations navigate an evolving landscape with clarity and confidence.
• Aptia is the UK’s largest private-sector third-party administrator serving 1200 clients and more than 3 million members, delivering solutions that drive efficiency, enhance financial security, and provide peace of mind.
• Aptia has a presence in the UK, US, India. Aptia’s strength lies in the combination of smart technology and expert teams, ensuring that managing pensions, health, and insurance is more effective. By focusing on innovation, accessibility, and client success, Aptia helps businesses take care of their people, so they can focus on what they do best. 

For more information contact: 
Corinne Gladstone, Aptia Head of Corporate Communications & Public Relations. 
Email: media.enquiries@aptia-group.com 
Tel: 07989 448075