Services to pension scheme sponsors

Employers and sponsors across defined benefit, defined contribution and master trust arrangements face increasing operational, regulatory and workforce related complexity, alongside ongoing scheme change and cost pressure.

At Aptia, we support employers with consulting, actuarial and delivery services that help you meet your obligations, make well informed decisions and manage change effectively alongside trustee governance. Our teams work across operations, data, communications and technology to ensure employer led activity is practical to implement and delivers better outcomes for both the business and members.

What sets us apart

We support pension scheme sponsors with understanding their obligations and options to funding and managing their pension arrangements efficiently within the complexities of the complex UK Regulatory environment. This includes assessing the appropriateness of funding targets and objectives, reviewing valuation results, negotiating appropriate contribution schedules and advice regarding valuation assumptions. Our aim is to provide assurance that the scheme funding arrangements are appropriate and sustainable for scheme sponsors whilst maintaining the security of member benefits.

We support employers with the reporting of their pension obligations under all of the main reporting standards. Our advice includes the setting of financial and demographic assumptions suitable for accounting purposes, completion of the necessary actuarial calculations and preparation of the key statements that must be reported. We also add value through consideration of developments and matters that could impact reported obligations and costs - for example, treatment of surplus, changes to accounting standards and key legal cases.

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We support pension scheme sponsors with making sense of the full range of pension derisking and risk transfer solutions available in the market and the role that different solutions could play in reducing or fully removing pensions risk. Our approach starts with understanding the main objectives of the sponsor and assessing those in the context of how well funded and how 'transaction ready' the pension scheme is. This can include assessing and building plans for data readiness and rectification, tracing and investment strategy and engaging and working with the trustees. This approach can reduce transaction costs and ensure risks are transferred efficiently with minimised transaction risk.

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Governance

Clear, employer focused advice to support sponsor decisions, governance responsibilities and interaction with trustees and advisers.

Funding & valuation

Actuarial and funding insight to help employers understand cost, risk and the business impact of funding and valuation outcomes.

Impact analysis

Practical assessment of how scheme, regulatory or corporate change affects people, processes, data and delivery.

Data & payroll

Delivery of employer led data and payroll change, including process redesign and transition support.

Dashboards readiness

Employer focused delivery of data improvement and dashboards readiness where employer data and processes are critical.

Member communications

Design and delivery of employer aligned member communications and engagement activity during change.

Operations

Operational support for employer teams, including scheme interfaces, queries and ongoing employer processes.

Payroll

Support for contribution processing, payroll alignment and operational handoffs between employer systems and administration.

Reporting

Operational reporting and controls to support oversight, assurance and internal governance.

OUR BUSINESS

YEARS ADMIN HISTORY

ADMINISTRATION CLIENTS

PAYMENT TRANSACTIONS

"Everything is great and you make life so much easier. I can’t thank you enough, so easy to understand."

Emma

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Member

"Keep up the professional, efficient and easy communication, which helped me navigate access to my pension details. First class!"

Matthew

|

Member

"Everything is excellent and clear both regarding the call centre and letters – thank you."

James

|

Member

Solutions for your needs

Specialist administration that delivers best-in-class service to you and your members

Careers at Aptia

We back up our ambition with significant investment in our people.

Insights Hub

Combining cutting-edge technology with a team of industry experts, every aspect of pensions administration is handled with precision and care.

Solutions for your needs

Specialist administration that delivers best-in-class service to you and your members

Careers at Aptia

We back up our ambition with significant investment in our people.

Insights Hub

Combining cutting-edge technology with a team of industry experts, every aspect of pensions administration is handled with precision and care.

Employers and sponsors across defined benefit, defined contribution and master trust arrangements face increasing operational, regulatory and workforce related complexity, alongside ongoing scheme change and cost pressure.

Services we offer

"Everything is great and you make life so much easier. I can’t thank you enough, so easy to understand."

"Keep up the professional, efficient and easy communication, which helped me navigate access to my pension details. First class!"

"Everything is excellent and clear both regarding the call centre and letters – thank you."

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