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> US - Solution - Retiree Health Guidance
Guiding individuals to the right healthcare choices
Retiree health guidance that educates and empowers
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Aptia’s Retiree Health Guidance Services help individuals nearing retirement, whether under age 65, approaching Medicare eligibility, or already over 65 but still working, navigate the complexities of healthcare options.

Our services provide unbiased, expert guidance, ensuring retirees make informed decisions about their health insurance needs. From understanding Medicare to comparing individual plan options, we empower retirees to secure the coverage that best fits their financial and health needs.

What sets us apart
Expert resources
Comprehensive guidance for all retirement stages
We support individuals at every stage of retirement, from those just beginning to explore their options before Medicare eligibility to those navigating healthcare decisions after age 65.

Our licensed benefits experts provide personalized guidance, helping retirees understand complex plan options, evaluate costs, and make informed choices that fit their unique needs.

By offering expert support every step of the way, we ensure retirees feel confident, empowered, and well-prepared to manage their healthcare throughout retirement.
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Personalized guidance
Unbiased, expert assistance
Our licensed benefits counselors offer clear, unbiased guidance to help retirees confidently navigate the often-complex world of healthcare.

Whether it’s understanding Medicare eligibility and plan options, exploring the ACA marketplace, or comparing other individual coverage choices, our experts break down the details in plain language.

By providing personalized support tailored to each retiree’s unique situation, we help them make informed decisions, avoid costly mistakes, and secure the coverage that best meets their needs.
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Cost clarity
Cost estimation tools
We help retirees take a comprehensive look at the total cost of their healthcare, examining not just premiums, but also deductibles, co-pays, coinsurance, and other out-of-pocket expenses.

By analyzing the full financial picture, our team enables retirees to understand the real cost of each plan and make decisions that align with both their healthcare needs and their budget.

This thoughtful, holistic approach ensures they choose coverage that is both affordable and sustainable, giving them confidence and peace of mind in their healthcare decisions.
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PROVEN OUTCOMES
96
%
PARTICIPANT SATISFACTION
80
+
WORLD CLASS CONTACT CENTER
96
%
CLIENT RETENTION

“Thank you again for your help! You ALWAYS go above and beyond for me and our employees.”

Julie
|
Retiree

“My experience was so awesome! Irving explained things well and researched smaller items to ensure everything was clear!”

Julie
|
Retiree

“We’ve had a very positive experience with Open Enrollment this year. It’s been great so far! Keep up the great work!!”

Julie
|
Retiree
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FAQ
What is Retiree Health Guidance?
Retiree Health Guidance helps individuals transitioning from employer-sponsored health coverage to retirement healthcare by providing expert advice, tools, and resources for making informed decisions.
How can employers benefit from Retiree Health Guidance if they don’t sponsor a retiree healthcare program?
Employers can offer retirees valuable support in navigating Medicare and other healthcare options, without needing to sponsor a retiree healthcare program. This helps reduce employee questions and increases satisfaction.
Why is cost estimation important for retirees choosing healthcare plans?
Understanding the full cost of healthcare—beyond just premiums—is critical. We help retirees evaluate the total cost, including out-of-pocket expenses, to make sure their chosen plan aligns with their health and financial needs.

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